Lorie Cabugos

Lorie CabugosClient Solution Specialist and Team Lead

ChatGPT Image Aug 7, 2026, 02_05_55 PM
Areas of Expertise
  • Employee Benefits
  • Request for Proposals (RFPs)
  • Implementation
Qualifications
  • Healthcare Insurance

Lorie has a strong background in healthcare insurance, client service, training, and quality assurance. Her experience in the healthcare industry has given her a well-rounded understanding of both the client-facing and operational aspects of insurance.

She began her career supporting U.S. healthcare members at UnitedHealthcare, where she assisted with claims, billing, prior authorizations, and other healthcare-related inquiries. She later joined Wellcare, a Centene Corporation company, where she trained and onboarded new agents while supporting quality assurance initiatives to ensure service excellence.

Lorie then transitioned to Willis Towers Watson as a Client Specialist within the Corporate Risk & Broking division, where she supported Property & Casualty (P&C) insurance. In this role, she managed corporate accounts, assisted with policy renewals and risk assessments, and collaborated closely with brokers, underwriters, and cross-functional teams to deliver high-quality client service.

At Aston Sharp, Lorie leverages her diverse experience in healthcare insurance, client service, and insurance operations to support clients, solve complex challenges, and help create a more organized and seamless employee benefits experience.

Recent Blog Posts

  • Compensation Conversations: What Employers Should Know About Pay Discussions

    Dear HR Manager Several employees have started openly comparing salaries. Their manager is concerned because some employees have discovered differences in pay. Should we ask them to stop discussing compensation? — Caught in the Compensation Conversation   Dear Caught, The salary conversations themselves may not be the problem. The larger issue may be what employees are

    September 20, 2026
  • Caring for Others Without Losing Yourself

    Caregiving is a reality for millions of Americans. It may mean helping an aging parent get to appointments, supporting a spouse through an illness, caring for a child with additional needs, or regularly helping a friend or relative who can’t manage everything on their own. Recent research shows just how demanding these responsibilities can be.

    September 20, 2026
  • September Compliance Q&A: Key Section 125, QLE & HSA/HDHP Guidance

    9.3.26  |  HEALTH PLAN RATE INCREASE FOR COBRA PARTICIPANTS Q. For 2027, is telemedicine still allowed to be a $0 copay on HSA/HDHP plans?A. Yes, the One Big Beautiful Bill made the telehealth safe harbor permanent. Employers are free to offer no-cost telehealth services as part of an HDHP without jeopardizing the ability to make HSA contributions.

    September 20, 2026
Get started

The next step is to set up a quick call so we could learn more about your employee benefits challenges and goals and explain how we can help you accomplish them.

Aston Sharp is hands down the best vendor I work with! Every team member is knowledgeable, helpful, and always available to answer questions. They are incredibly responsive, and I wholeheartedly recommend them for any business seeking top-notch insurance services.

Entertainment Company
25+ Employees,