Cynthia NguyenAccount Manager
Areas of Expertise
- Employee Benefits
- Small and Large Group Insurance
- Benefits Administration Technology
Qualifications
- Life and Health Licenses
- License 4210308
Recent Blog Posts
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Dear HR: What Is ‘Quiet Cracking’? How to Recognize the Early Warning Signs Before It Impacts Your Team
Dear HR Manager, I’ve been hearing the term “quiet cracking”. What does it mean, and how can i recognize it before it becomes a problem for my team? — Supportive Manager, Dear Supportive Manager, “Quiet cracking” describes a growing sense of workplace dissatisfaction that develops before more visible disengagement occurs. Unlike “quiet quitting,” it doesn’t immediately
March 24, 2026 -
Creating Opportunities for Connection
Loneliness is no longer just a public health concern — it is an emerging business risk. In 2023, former U.S. Surgeon General Vivek Murthy identified loneliness as a national epidemic. Today, the World Health Organization estimates that approximately one in six adults worldwide experiences significant loneliness. For working adults, the workplace is one of
March 24, 2026 -
Q&A Employer Compliance Guide: Key Answers on ERISA Language Requirements, Continuation Coverage, and HSA Contributions
3.4.26 | EMPLOYEE HSA CONTRIBUTIONS WITH SPOUSE ON MEDICARE Q. An employee is under age 65 and has employee plus spouse coverage but the spouse is over age 65 and enrolled in Medicare. Is the employee limited to the individual maximum for HSA contributions?A. The family HSA limit is available to this employee regardless of whether the
March 24, 2026
The next step is to set up a quick call so we could learn more about your employee benefits challenges and goals and explain how we can help you accomplish them.
I cannot say enough about Gus and Michelle. They are always there to help, answer questions. Our company is located outside of Chicago. And when we needed them to come in and do a presentation for renewal, they were here to make sure that it was informative to the employees and process was seamless. Just a great group of people to be working with!
