Angelo SaakeEmployee Benefits Advisor
Areas of Expertise
- Employee Benefits
- ACEC Life/Health Trust
- HR Compliance
- Large Group Health Insurance
Qualifications
- UNC Charlotte Degree in Business-Finance in Insurance and Risk Management
- Life and Health Insurance Licenses
- License 7681739
Angelo started his career in the insurance industry in 2003 with an independent agency. He was primarily focused on working with individuals who buy their own coverage but quickly started to work with small employers. He graduated from UNC Charlotte in 2008 with a degree in Business-Finance in Insurance and Risk Management.
In 2015 he started working exclusively with Architectural and Engineering Firms. He is very customer focused and takes a great deal of time researching plan options, administrative efficiencies, and compliance solutions. He also has a strong focus on employee education and spends as much time as needed making sure clients’ employees understand their benefit offerings.
Recent Blog Posts
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Dear HR: What Is ‘Quiet Cracking’? How to Recognize the Early Warning Signs Before It Impacts Your Team
Dear HR Manager, I’ve been hearing the term “quiet cracking”. What does it mean, and how can i recognize it before it becomes a problem for my team? — Supportive Manager, Dear Supportive Manager, “Quiet cracking” describes a growing sense of workplace dissatisfaction that develops before more visible disengagement occurs. Unlike “quiet quitting,” it doesn’t immediately
March 24, 2026 -
Creating Opportunities for Connection
Loneliness is no longer just a public health concern — it is an emerging business risk. In 2023, former U.S. Surgeon General Vivek Murthy identified loneliness as a national epidemic. Today, the World Health Organization estimates that approximately one in six adults worldwide experiences significant loneliness. For working adults, the workplace is one of
March 24, 2026 -
Q&A Employer Compliance Guide: Key Answers on ERISA Language Requirements, Continuation Coverage, and HSA Contributions
3.4.26 | EMPLOYEE HSA CONTRIBUTIONS WITH SPOUSE ON MEDICARE Q. An employee is under age 65 and has employee plus spouse coverage but the spouse is over age 65 and enrolled in Medicare. Is the employee limited to the individual maximum for HSA contributions?A. The family HSA limit is available to this employee regardless of whether the
March 24, 2026
The next step is to set up a quick call so we could learn more about your employee benefits challenges and goals and explain how we can help you accomplish them.
I cannot say enough about Gus and Michelle. They are always there to help, answer questions. Our company is located outside of Chicago. And when we needed them to come in and do a presentation for renewal, they were here to make sure that it was informative to the employees and process was seamless. Just a great group of people to be working with!
