Gustavo AltuzarraEmployee Benefits Advisor
Areas of Expertise
- Employee Benefits
- Self-Funded Health Plans
- Captives
- Large Group Plans
- ACEC Life / Health Trust
Qualifications
- BS – University of Southern California
- Life and Health Insurance Licenses
- License 0M62658
Gustavo is an Employee Benefits Advisor at Aston Sharp. Gustavo started his career in mortgage banking and in 2008 started a fund to purchase up the undervalued mortgage notes from banks across the country. Being the purchaser of the funds’ health plan – he quickly realized that most health plans lack transparency to claims data and ownership of claims funds.
When Gustavo left the fund in 2015 he shifted his focus to developing partnerships with independent TPAs and Captives to fix these problems he once faced. Gustavo now helps companies with 10-1000 employees put together a strategy for their health plan using alternative funding arrangements such as self-funding and captive programs to lower the bottom line.
Recent Blog Posts
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Employee Benefits Compliance Brief | January 2026: New Transparency Rules, HSA Guidance, ACA Shifts, and What Employers Must Do Now
January 2026 2026 Transparency in Coverage Posting Requirements IRS Issues Guidance on HSA-Related OBBBA Changes Senate Vote on ACA Subsidies Fails CMS Releases ICHRA Employer Lowest-Cost Silver Plan Premium Look-up Table Alternative Manner for ACA Health Coverage Reporting IRS Guidance on ACA Reporting and Submissions Texas Passes the Woman and Child Protection Act Important Reminders
January 22, 2026 -
Releasing What No Longer Serves You
A new year doesn’t always call for adding more goals, habits, or commitments. Some years, the most supportive step forward is deciding what you’re ready to let go. Release is about creating space—physically, mentally, and emotionally—so you can move into a new year feeling lighter. When clutter builds up in your environment, your schedule, or
January 21, 2026 -
Dear HR: How Can I Support a Team Facing Constant Change, Shifting Priorities, and Uncertainty About Leadership’s Direction?
Dear HR Manager, I manage a team that’s experienced frequent change — shifting priorities, new processes, and ongoing uncertainty. My team seems less motivated by new initiatives and more concerned about whether leadership has a clear plan. How can I better support them? — Seeking Stability Dear Seeking Stability, You’re seeing a fundamental shift in
January 21, 2026
The next step is to set up a quick call so we could learn more about your employee benefits challenges and goals and explain how we can help you accomplish them.
I cannot say enough about Gus and Michelle. They are always there to help, answer questions. Our company is located outside of Chicago. And when we needed them to come in and do a presentation for renewal, they were here to make sure that it was informative to the employees and process was seamless. Just a great group of people to be working with!
