Gustavo AltuzarraEmployee Benefits Advisor
Areas of Expertise
- Employee Benefits
- Self-Funded Health Plans
- Captives
- Large Group Plans
- ACEC Life / Health Trust
Qualifications
- BS – University of Southern California
- Life and Health Insurance Licenses
- License 0M62658
Gustavo is an Employee Benefits Advisor at Aston Sharp. Gustavo started his career in mortgage banking and in 2008 started a fund to purchase up the undervalued mortgage notes from banks across the country. Being the purchaser of the funds’ health plan – he quickly realized that most health plans lack transparency to claims data and ownership of claims funds.
When Gustavo left the fund in 2015 he shifted his focus to developing partnerships with independent TPAs and Captives to fix these problems he once faced. Gustavo now helps companies with 10-1000 employees put together a strategy for their health plan using alternative funding arrangements such as self-funding and captive programs to lower the bottom line.
Recent Blog Posts
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Rebuilding Focus in a Distracted Work Environment
Staying focused at work isn’t as simple as it used to be. Constant notifications, shifting priorities, and an ongoing stream of information make attention one of the most strained resources in the workplace. For many employees, the challenge isn’t willingness to focus, it’s maintaining it. Research shows it can take more than 20 minutes
May 21, 2026 -
May 2026: Is Your Team Too Afraid to Take a Real Vacation? Here’s What HR Can Do
Dear HR Manager, We’re seeing employees work during vacations or avoid taking PTO altogether becuase they feel overwhelmed. At the same time, flexible work has blurred the line between being offline and simply working remotely. How can i encourage healthy PTO use for my team? — Supporting an Always-On Team, Dear Supporting, This is
May 21, 2026 -
May 2026 Benefits Q&A: COBRA for Newborns, HSA Limits & Spousal Contributions Explained
5.7.26 | HSA CONTRIBUTION Q. Can individuals contribute to their spouse’s or domestic partner’s HSA account pre-tax through payroll? If they do this, are they missing out on the FICA tax savings? If they are not married and have a domestic partner, is there any effect on contributions?A. Employees can only contribute to their own HSA account
May 21, 2026
The next step is to set up a quick call so we could learn more about your employee benefits challenges and goals and explain how we can help you accomplish them.
I cannot say enough about Gus and Michelle. They are always there to help, answer questions. Our company is located outside of Chicago. And when we needed them to come in and do a presentation for renewal, they were here to make sure that it was informative to the employees and process was seamless. Just a great group of people to be working with!
